What term describes intentionally deceiving someone about an insurance matter to receive money illegally?

• A. Insurance Fraud
• B. Fraud
• C. White-Collar Crime
• D. Street Crime

Answer: (A)

Intentional deception about an insurance matter to obtain money illegally is called insurance fraud. This term names the specific context—deceiving to get benefits or payouts from an insurance policy. While fraud is the broader idea of wrongful deception for gain, insurance fraud focuses on the insurance setting, which is exactly what the scenario describes. The other terms don’t fit as precisely: white-collar crime is a broad category that can include fraud among other offenses, while street crime refers to different types of illegal acts typically in public urban settings. So the precise term for this act is insurance fraud.